sspn-申请ptptn的必备条件

(I) Pelajar yang masih belum mempunyai akaun SSPN diminta untuk membuka akaun di Maybank atau Bank Islam Malaysia Berhad (BIMB) bagi mendapatkan nombor akaun SSPN SERTA MERTA.

(II) Pelajar yang membuka akaun SSPN di Maybank boleh membuat permohonan pembiayaan pendidikan PTPTN pada hari yang sama manakala bagi pembukaan akaun SSPN yang dibuat di BIMB, permohonan pembiayaan pendidikan hanya boleh dilakukan pada keesokan harinya.


所有想要申请ptptn的童鞋看过来~~
从2012年1月1日开始，要申请ptptn，你就必须先开SSPN户口！

在哪开？需要什么文件？？
-要最快最方便，可以去MAYbank，而且只需要带身份证+RM20去，当天就能拿account no.到了 :)（我今天才去开呢~）

P/S：银行职员问我多少岁，感觉好像未满18岁的，是需要带父母来开SSPN

-Bank islam 也可以，可是慢一天才能拿到会慢一天拿到
-其他银行，不建议，因为比较慢，文件要求多多！！
（我家の男人试过去CIMB开，可是银行职员要求父母的pengesahan pendapatan,害到他白跑一趟=.=""）
（也试过去BSN，BSN职员建议到Maybank/bank islam开比较快，因为BSN需要等几个月才拿到~）

Compare call/sms rate between telco

telco name	CALL	OTHER TELCO	Charging BLOCK	SMS	OTHER TELCO
CELCOM XPAX	28sen/10mins (2.8sen/min)	28sen/5mins (5.6sen/min)	10mins 5mins	1sen	5sen
CELCOM U.O.X/S.O.X	28sen/3mins (9.3sen/min)		3mins	2sen	8sen
	**FREE			**FREE
DIGI Best	36sen/min (b4 RM1 usage) 12sen/min     (after RM1 usage)		1min	10sen
	10sen/min (with Super 10)			1sen (after RM1 usage)
DIGI Easy	12sen/min **FREE	30sen/min	1min	1sen **FREE	8sen
HOTLINK	12sen/30sec (24sen/min)	18sen/30sec (36sen/min)	30sec	5sen	10sen
	6sen/30sec (12sen/min) (with active 10)			1sen (with active 10)
U MOBILE	9sen/30sec (18sen/min) **FREE	9sen/30sec (18sen/min)	30sec	3sen **FREE	8sen

Basicly,celcom xpax cost lowest call n sms rate,but other telco does have **FREE promotions.
**and please do be ware the charging block of celcom xpax!!!

                                 **pic taken from: http://www.xpax.com.my/xpax_faq.php

postpaid vs prepaid=I LIKE PREPAID ~\(^o^)/~

From long time ago,i like prepaid more than postpaid!!!O(∩_∩)O
Then tis year,i have da "lucky" to try postpaid plan,n i found out....i really like prepaid much more~ =)

In March,my dad subscribe ceclom postpaid for whole family members(5 people),so we can free calling within family members. But...actually we din use much n its cost is vr high!!!
-10sen/30seconds to all telco
-10sen/sms to all telco
-min. muz use RM15 (Either we use or nt,muz nid pay RM15!!!)
-every single statement nid pay RM5 (RM5 * 5people's =RM25,either we use or not muz pay!!!!)
-nid pay service charge(6% if i no rmb wrong)
-n even da free call have limit!!!!

So,at last,my dad terminate the ceclom postpaid(4 people),but himself still using it~ zzZZZ

Y i like prepaid?
-It's cheaper as it dun have any other charge applied~~~
-It's juz lk debit card :) we can only use "wat we have",so we won't over limit :)
-It's easier when u wan stop da prepaid,juz throw away da simcard only~ xD especially when u c others telco cost lower....xD u even can maintain ur handphone number while changing to other telco :)

U MOBILE-MyCoins reward

For U mobile prepaid subcriber.... :p
nw u can top up wif [mycoins]
everytime RM30 top up ll get 30mycoin=RM0.30


juz SIMPLY SIGN UP NOW n u'll get 150mycoins=RM1.50

http://www.mycoins.com.my/Member/MemberRegistration.aspx
**Be sure u open ur email for activation :)


U even can get 100mycoins rewards,when u sucessful invite ur friends to sign up(**Max 300mycoins rewards only!) but BE SURE ur friends fill ur email in【referal email】while they sign up.

U can get 5% mycoins reward,rebate from ur monthly bookstore,top up,n even public transport!
**Be sure u have da receipt n email to students@mycoins.com.my